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Second-To-Die Policy in Plano TX & Frisco TX

Ensure the Future of Your Estate.

Between physical assets and financial successes, there are many things that married couples share. Scarbrough, Medlin & Associates, Inc. knows that couples today can easily accumulate wealth in the millions, which means hefty estate taxes in the event of either spouse’s passing. A Second-to-Die policy, also known as Survivorship Insurance, is a type of joint insurance that covers the lives of two people, usually married couples, where the death benefit is not paid until the death of the second insured person.

Under federal tax law*, you are permitted to leave an unlimited amount of personal assets to the surviving spouse, allowing you to postpone estate taxes until the death of the second spouse. While this lets you keep personal assets, such as home or business, within the family, it also means that your beneficiaries may be faced with paying a large estate tax after your passing.

A Second-to-Die policy from Scarbrough, Medlin & Associates, Inc. gives your beneficiaries the means to pay off your estate taxes without having to liquidate the personal assets you’ve worked hard to attain. And because the policy insures more than one person, you’ll also enjoy a lower premium, and the total cost of the insurance will be cheaper than the estate taxes your beneficiaries will be liable to pay.

Due to the specialized nature of Second-to-Die insurance, some limitations may apply. It’s important to discuss your options with an insurance specialist from Scarbrough, Medlin & Associates, Inc. to determine the right amount coverage for you and your family.

*Federal income tax laws are complex and subject to change. Neither Nationwide nor its representatives give legal or tax advice. Please consult your attorney or tax advisor for answers to specific questions. 

Our Location

Scarbrough, Medlin & Associates, Inc.

5700 Granite Parkway, Ste 500
Plano, TX 75024
Main office: 214-238-9042
Toll free: 800-929-2446

Our Providers

If I call customer information for assistance everyone I speak to… from the receptionist on… serves excellent customer service!
It’s so good to work with a professional Commercial Agency with personal service!
Their above and beyond services are greatly appreciated. The knowledge of risk management is outstanding. A perfect insurance partner for our business.
The insurance professional we worked with really got to know our industry and our company before designing a complete insurance program that was perfect for our company and our employees
Accommodating, Professional, Knowledgeable, and Helpful! Very comfortable experience and I was impressed by all of their capabilities. Highly recommended.
I refer all Commercial business to them, they're outstanding! Five stars in my book!
Fabulous job. Your input was invaluable in helping me understand the importance of using a knowledgeable insurance representative when insuring HOA’s. I will pass on your good name to my associates.