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Commercial Real Estate Insurance in Plano TX & Frisco TX

Commercial real estate insurance protects you from losses caused by damage to property assets. Most businesses are vulnerable to the same threats as every other building—fire, flooding, vandalism, or even being struck by a vehicle that goes out of control. Many of these problems are something that cannot be reasonably prevented, making them eligible for coverage that can help repair the building or allow your company to move to a new location.

Commercial Real Estate Insurance Features

As the owner of a business, you know how difficult it is to run a smooth operation. The last thing you need is a disaster that damages your workplace so badly that you can no longer continue operating. Commercial real estate insurance makes the crisis something you can handle. Before you start shopping, though, here are a few things to keep in mind:

  • The first thing you should do is take stock of the company's physical assets. This includes your building, any paper records, inventory, office equipment, signs located outside, and anything else that qualifies as a physical asset.
  • You may not need to insure everything the business owns. If you decide something is not worth insuring, removing it from your policy could lower your monthly premiums and make it easier to insure what truly matters.
  • Most policies cover either the replacement cost (RC) or the actual cash value (ACV) of the insured items. Policies that include replacement cost are more expensive, but allow for full replacement without calculating any depreciation. Actual cash value policies consider the loss of value over time, and factor this difference in to any claims on the policy.

If you're not sure which policy options make the most sense for your company, ask one of our agents for more information and they'll help you make a decision.

Our Location

Scarbrough, Medlin & Associates, Inc.

5700 Granite Parkway, Ste 500
Plano, TX 75024
Main office: 214-238-9042
Toll free: 800-929-2446

Our Providers

If I call customer information for assistance everyone I speak to… from the receptionist on… serves excellent customer service!
It’s so good to work with a professional Commercial Agency with personal service!
Their above and beyond services are greatly appreciated. The knowledge of risk management is outstanding. A perfect insurance partner for our business.
The insurance professional we worked with really got to know our industry and our company before designing a complete insurance program that was perfect for our company and our employees
Accommodating, Professional, Knowledgeable, and Helpful! Very comfortable experience and I was impressed by all of their capabilities. Highly recommended.
I refer all Commercial business to them, they're outstanding! Five stars in my book!
Fabulous job. Your input was invaluable in helping me understand the importance of using a knowledgeable insurance representative when insuring HOA’s. I will pass on your good name to my associates.