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Dental Practice Insurance in Plano TX & Frisco TX

With nearly one million people employed and an industry revenue of over $125 billion in the United States, dentistry is a big business—but it's also a vulnerable one, because a single slip of the hand could cause damage that's not easily fixed. As a dentist, you're susceptible to issues like leaks of patient information, forgetting to properly update the patient's medical history, failing to adhere to standards of care when you're rushed, and failure to detect diseases when they first occur.

Dental practice insurance can help protect your practice from the high costs of malpractice suits and regulatory fines. In addition to the basic coverage that every dentist should have, consider the following and whether or not you might need extra coverage:

  • Do you substitute for other Dentists? Most policies only cover one dentist at one location. If you perform work outside your normal office, you'll need to be sure your policy covers you at that location.
  • Have you incorporated? Many dental practices incorporate after several years of operation, but don't realize they need to be insured using a corporate malpractice policy. If a lawsuit occurs, these practices often have no coverage when they thought they had enough, leaving them to pay all costs out of their own pocket.
  • Do you perform high risk procedures? Some elements of dentistry—such as implants—are considered riskier than normal operations and require correspondingly higher coverage.

Dental Equipment Coverage

Equipment is the heart of the modern dental industry—and we know how expensive your tools and diagnostic machines can be. Equipment coverage provides an added layer of protection in case the supplies you've purchased fail or do not live up to the claims of the manufacturer.

New products enter the market on a regular basis, so consider talking to one of our agents whenever you purchase something you haven't used before. We'll help perform a risk assessment and determine whether or not you need additional coverage before you start using the equipment on patients.

Commercial Property Insurance

Commercial property policies are one of the most important elements of dental practice insurance. Falling trees, fires, and water damage are all potential threats to the place you work, and any of these could quickly destroy tens of thousands of dollars in equipment. Whether you're facing a minor interruption or a major loss, making sure your property is insured is of critical importance to any business owner, so call Scarbrough, Medlin & Associates, Inc. today to discuss covering your dental practice.

 

1. "Dentists in the US: Market Research Report." Dentists in the US Market Research. Accessed April 11, 2016. http://www.ibisworld.com/industry/default.aspx?indid=1557.

2. Abel, Martin G., DDS. "The Real Cost of Dentistry." Dental Economics. Accessed April 11, 2016. http://www.dentaleconomics.com/articles/print/volume-96/issue-9/features/the-real-cost-of-dentistry.html.

Our Location

Scarbrough, Medlin & Associates, Inc.

5700 Granite Parkway, Ste 500
Plano, TX 75024
Main office: 214-238-9042
Toll free: 800-929-2446
Fax: 214-423-3350

Our Providers

Testimonials

If I call customer information for assistance everyone I speak to… from the receptionist on… serves excellent customer service!

It’s so good to work with a professional Commercial Agency with personal service!

Their above and beyond services are greatly appreciated. The knowledge of risk management is outstanding. A perfect insurance partner for our business.

The insurance professional we worked with really got to know our industry and our company before designing a complete insurance program that was perfect for our company and our employees

Accommodating, Professional, Knowledgeable, and Helpful! Very comfortable experience and I was impressed by all of their capabilities. Highly recommended.

I refer all Commercial business to them, they're outstanding! Five stars in my book!

Fabulous job. Your input was invaluable in helping me understand the importance of using a knowledgeable insurance representative when insuring HOA’s. I will pass on your good name to my associates.